...how after giving millions of tax payer dollars to bail out the banking industry in 2008, we find that 2010 was the worst year for bank failures.  How can this be with millions of our tax dollars floating out there?  Perhaps it's because there is a game being run on us by the big banks and their super rich owners..who if you notice we never hear anything about. 

David Hilzenrath of washingtonpost.com said that more banks failed in the United States this year than in any year since 1992, during the savings-and-loan crisis, according to the Federal Deposit Insurance Corp. 

Amid high unemployment, a struggling economy and a still-devastated real estate market, the nation is closing out the year with 157 bank failures, up from 140 in 2009. As recently as 2006, before the bubble burst, there were none.

Now, there are more on the horizon.

The FDIC's list of "problem" banks - those whose weaknesses "threaten their continued financial viability"- stood at 860 as of Sept. 30, the highest since 1993. Historically, about a fifth of banks on the watch list end up failing.

Bank failures have left the FDIC insurance fund in the red, but the agency predicts that it will have more than enough money to meet the anticipated cost of failures through 2014. 

Note:  Whats going on is that the largest banks that received the most of our money have been quietly buying up smaller banks, vis a vie competition, leaving the banking landscape with fewer and fewer choices until one day we will be left with....NO CHOICE! Much like we now have in terms of what has and is being done with our money and for whom?